Freelancer Earnings Hack: How I Stopped Losing ₱500 a Month to Transfer Fees!

You’ve just finished a project, sent your invoice, and after waiting days for payment, fees take a cut from your earnings. Again!

One of the best things about being a freelancer? I can work from anywhere—even during trips abroad. On my recent trip to Korea, I spent my nights working on client projects, and my days exploring Seoul’s vibrant streets, eating tteokbokki, and hopping between cafés. This lifestyle is only possible because I have the flexibility to work on my own time.

If you’re a freelancer like me, you KNOW how frustrating it is to lose money to transfer fees. I used to accept this as just part of the freelancer life struggle. Akala ko part nalang sya talaga, and wala na ako magagawa. Every week, my international client would send my payment via PayPal, and without fail, a chunk of my money would get eaten up. I’d think about what I could’ve spent that money on—new merch, my Grab ride, or even just extra savings. But nope, it went straight to FEES! 

Then I found a way to keep every peso I earned (plus earn cashback on top!). And no, it’s not some complicated loophole—it’s just Maya’s free PayPal transfers!

The Game-Changer: Maya’s Free PayPal Transfers

Instead of losing money to fees, I now get my full earnings—without deductions. 

Here’s how it works:

• Free PayPal Transfers: When you transfer PHP 7,000 or more from PayPal to Maya, you get ₱250 cashback. That’s extra money in your pocket instead of wasted on fees.

For someone like me, who gets paid weekly, these small savings add up over time. Instead of seeing my earnings shrink, I actually get cashback rewards for every transfer.

Why Every Freelancer Needs This

1. More Money, No Hidden Fees – No deductions mean I get 100% of what I earned.

2. High-Interest Savings – Instead of leaving my money idle, I let it grow with Maya Savings (up to 15% p.a.) so long as I use Maya for all my transactions - from paying bills, buying groceries, paying with Maya Card or QR. 

3. Financial Flexibility – Whether I need to cover monthly expenses or invest in new gears, I have full control over my cash flow.

   
   

How to Transfer Your Freelance Payments to Maya

Switching to Maya for my freelance payments was the best decision I made. 

Here’s a quick guide to doing the same:

1. Link your Maya account to PayPal using your physical or virtual Maya Visa Card.

2. Once linked, select “Transfer” and withdraw at least PHP 7K.

3. Claim your PHP 250 cashback on the Maya Voucher page.