I have a confession, I never had a credit card.
I was born with a mindset that the plastic is evil, it will only cause me to drown in debts. But now at my late 20s, and traveling and online shopping are now a thing, I find it harder to keep up with the times lacking this mode of payment. There's bank deposit, which is a hassle with the long lines, or Paypal, which is not available all the time in this country.
Thank God, and why only now, I was introduced to PayMaya.
I attended the preview of PayMaya in Vyne Tapas Bar & Restaurant last August 24. With my fellow blogger Yuki, along with Patrick Zulueta of PayMaya Philippines:
Some major points about PayMaya vs Credit Cards:
Credit cards are hard to acquire with all the paperworks and fees. Meanwhile, PayMaya is a free app that you can download via App Store and Google Play Store anytime you want.
Credit card is the cause of impulsive "swipes", while PayMaya is a reloadable Visa credit card. Meaning, you're still using your existing money ala debit card, but it is a credit card that you can use when purchasing in online shops like ZALORA, booking concert tickets and flights, and yes, even with UBER!
Yours truly, trying to purchase clothes from ZALORA with PayMaya.
I love ZALORA's own label, and their items from Something Borrowed, Mango, and of course, Nike! I always have items from these brands in my Zalora App wishlist, hehe.
Checkout, and choose the Credit / Debit Card option.
Hi Bea! :)
There are several ways you can reload (or "top") you PayMaya account: through SM and Robinson's Business Center this October, and at 7-Eleven, MiniStop, Smart Padala Center, and through ATM online banking services in the future.
When you sign up with PayMaya, you will get two cards: a virtual card in your phone when you shop online, and a physical card when you shop in stores.
Sir Manny Pangilinan of Smart Communications was also there during the press preview. PayMaya is in partnership with trusted companies Smart eMoney and Voyager Innovations.
Paolo Azzola, Chief Operating Officer of PayMaya:
Edmon Joson demonstrates to us how this virtual credit card works. For more information, check out PayMaya FAQs HERE.
Excited yet? Here are the steps on acquiring your own PayMaya!
To activate your card:
I was in the event, so I'm lucky to have received my physical credit card there. Will update this once I learn how you can acquire the card version of your PayMaya.
Make online shopping a breeze with your own PayMaya account, minus the hassles of a credit card. Download the app now. :)
Yehey! Here are the items I bought from ZALORA with my PayMaya!
I had to wear my Nike Avant Move Mezzo Training Capri Pants right away! Hehe, the long blazer is also from Zalora.
Thank you Zalora and PayMaya for the easy shopping experience!